Winston Salem Insurance. Auto Insurance, Personal Insurance, Group Insurance, Commercial Insurance, Life Insurance, Liability Insurance

What Our Customers Say!

Linda Welborn, Fletcher Wilson, and the entire staff at Wilson Insurance Services provided us with creative risk management solutions, found us considerable savings with regard to annual premiums, and exceeded our expectations in every way. They are wonderful folks to work with!

Bowman Gray, Brightleaf Asset Management, President · Winston-Salem, North Carolina Brokerage

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Eight Celebrities Who Got Their Start in Insurance

5/3/2012

For some, a job in insurance is a career. For others, it's a starting point that can open the doors to other opportunities. And for others still, it's both.

The eight celebrities featured in this article represent all three. From a now-celebrated composer who worked in insurance his whole life and went unnoticed in the music world until after his death, to an Olympic hero who worked in insurance to help fund the training that helped him win, to a Pulitzer-winning poet who declined literary positions to stick with his executive-level job in insurance, these celebrities are all members of the insurance family.

NC Ranks in Top Five Least Expensive States for Auto Insurance

3/30/2012

Louisiana has the most expensive car insurance rates in the nation, followed by Oklahoma and Michigan, according to data from the National Underwriter's survey of premiums for 2012 models.

Those states were also in the top three in 2011 and 2010.

Car insurance rates are cheapest in Maine, followed by Iowa and Wisconsin.

High rates usually cannot be pinned on a single cause. Rather, a variety of unfortunate circumstances combined to make insurance bills more painful in some states:

FBI warns of New Email Banking Scam

3/30/2012

Some crafty criminals are aiming to steal one of the most valuable pieces of your personal property: your banking information.

In a new warning, the Federal Bureau of Investigation warns account holders of a new spam email scheme that involves a type of malware called "Gameover." The scheme involves fake emails from the National Automated Clearing House Association, the Federal Reserve or the FDIC. These messages attempt to trick recipients into clicking on a link to resolve some type of issue with their accounts or a recent ACH transaction. Once you click on the link, Gameover takes over your computer, and thieves can steal usernames, passwords and your money.

The FBI also warns the thieves' hacking capabilities can navigate around common user authentication methods banks use to verify your identity, which is certainly a cause for concern. Those additional authentication steps -- often personal questions, birth dates or other pieces of private information -- are meant to provide some extra security padding.


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Let's say you were driving to work tomorrow, had an accident, you were at fault, and there was $100,000 in damages - would you want your policy to pay all damages?	Yes It's not something I am concerned about
Let's say you had a few glass claims, would you prefer to pay for them out-of-pocket, or would you prefer for your insurance premiums to go up?	Pay for them out of pocket Rather pay a higher premium and have it covered
If you had damage to your car, would you rather have a lower deductible for less out-of-pocket, or would you prefer to lower your premiums by choosing a higher deductible?	I would rather have a lower deductible I would rather reduce my premiums
How many licensed drivers are in your household?
In the event of death, would you want loans on any of your vehicles paid?	Yes No

Homeowners
Do you have any jewelry you would want replaced if it were lost on vacation?	Yes No
If you had damage to your home, would you rather have a lower deductible for less out-of-pocket, or would you prefer to lower your premiums by choosing a higher deductible?	I would rather have a lower deductible I would rather reduce my premiums
Have you made any improvements or additions to your home over the past year?	Yes No
If you had a sewer backup and your carpet were ruined, would you want it replaced?	Yes It's not something I am concerned about
In the event of death, would you want the mortgage on your home paid?	Yes No I do not have a mortgage

Recreational Vehicles
Do you have any licensed vehicles such as boats or snow mobiles that you would want replaced in the event of an accident?	Yes No

General Questions
Do you have any income producing hobbies?	Yes No
Do you have any collections, such as guns or art?	Yes No
Do you have a vacation home or rental properties?	Yes No
Do you have an inventory of all your household possessions?	Yes No
Do you do any work at home for your employer?	Yes No
Have you made any major purchases during the past year?	Yes No
Have you added a burglar alarm or other security devices?	Yes No
If you live in an area frequented by flood, earthquakes or earth movement, would you want losses covered for these disasters?	Yes It's not something I am concerned about
Let's say you were involved in an accident in your car, or someone hurt them selves on your property, and you were sued for $1,000,000. Where would you want the money to come from?	My insurance policy It's not something I am concerned about
If you had a chronic illness or disability that left you unable to care for yourself for an extended period of time, where would the money come from?	I don't know It's not something I am concerned about

Other Policies
In order to properly protect your assets, it is important that we have complete information about your total account. Please list any policies, including personal auto, homeowners and group health, written with other agents.

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