Personal Renewal Review

Please complete the information below and remember we are always here to answer your questions.

Contact Information
First Name*
Last Name*
Email Address*
* required fields
Let's say you were driving to work tomorrow, had an accident, you were at fault, and there was $100,000 in damages - would you want your policy to pay all damages? Yes
It's not something I am concerned about
Let's say you had a few glass claims, would you prefer to pay for them out-of-pocket, or would you prefer for your insurance premiums to go up? Pay for them out of pocket
Rather pay a higher premium and have it covered
If you had damage to your car, would you rather have a lower deductible for less out-of-pocket, or would you prefer to lower your premiums by choosing a higher deductible? I would rather have a lower deductible
I would rather reduce my premiums
How many licensed drivers are in your household?
In the event of death, would you want loans on any of your vehicles paid? Yes
No
Homeowners
Do you have any jewelry you would want replaced if it were lost on vacation? Yes
No
If you had damage to your home, would you rather have a lower deductible for less out-of-pocket, or would you prefer to lower your premiums by choosing a higher deductible? I would rather have a lower deductible
I would rather reduce my premiums
Have you made any improvements or additions to your home over the past year? Yes
No
If you had a sewer backup and your carpet were ruined, would you want it replaced? Yes
It's not something I am concerned about
In the event of death, would you want the mortgage on your home paid? Yes
No
I do not have a mortgage
Recreational Vehicles
Do you have any licensed vehicles such as boats or snow mobiles that you would want replaced in the event of an accident? Yes
No
General Questions
Do you have any income producing hobbies? Yes
No
Do you have any collections, such as guns or art? Yes
No
Do you have a vacation home or rental properties? Yes
No
Do you have an inventory of all your household possessions? Yes
No
Do you do any work at home for your employer? Yes
No
Have you made any major purchases during the past year? Yes
No
Have you added a burglar alarm or other security devices? Yes
No
If you live in an area frequented by flood, earthquakes or earth movement, would you want losses covered for these disasters? Yes
It's not something I am concerned about
Let's say you were involved in an accident in your car, or someone hurt them selves on your property, and you were sued for $1,000,000. Where would you want the money to come from? My insurance policy
It's not something I am concerned about
If you had a chronic illness or disability that left you unable to care for yourself for an extended period of time, where would the money come from? I don't know
It's not something I am concerned about
Other Policies
In order to properly protect your assets, it is important that we have complete information about your total account. Please list any policies, including personal auto, homeowners and group health, written with other agents.
Feedback
Has anyone in our office provided exceptional service over the last year. If yes, please tell us about it.
If we have provided value to you over the last year, we might also be able to help your friends and neighbors. Who would you suggest we contact?
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I have read the terms & conditions and I agree to be bound by those terms and conditions
 
 
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What Our Customers Say!
Fletcher, I wanted to just send you a note to let you know how thankful we are to Linda Welborn for all of her work on our homeowner's and auto policies. This is the first time I can honestly say that someone took the time to explain the different levels of insurance to me and discuss what we actually needed, rather than what they wanted to sell me. I learned so much from this experience! In addition to the "education" she provided, she provided a proposal to us very quickly and was able to finalize everything in a very timely manner. We are thrilled to be working with your team going forward! Sincerely, Laura Blythe
Laura Blythe

Read what others have to say.

What's New

What You Should Know About Rental Car Insurance
8/1/2017
There are some very serious contractual gaps in coverage for rental vehicles. Even if you purchase their Collision Damage or Physical/ Loss Damage Waivers, many rental car contracts exclude the following:
  • Theft of the Vehicle
  • Tolling, or Turning the Vehicle Over
  • Lease Gap coverage
  • Loss of Use
  • Glass, Tire and Undercarriage Damage
  • Animal Collision
  • Flood and Hail Damage
  • Damage above the Windshield
  • Individuals who rent personal vehicles for extended periods and do not have a Personal Auto policy in force
  • Drivers who rent, and do not own another vehicle insured elsewhere, need to be expecially careful here
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5 Ways to Control Rising Homeowners Insurance Premiums
6/10/2017
Just as with real estate values, location rules when it comes to homeowners insurance costs. According to the National Association of Insurance Commissioners, the average annual U.S. premium was $842 in 2015, the most recent year for which figures are available. Floridians paid the highest rates, averaging $1,534 a year, while at the opposite end of the spectrum, homeowners in Idaho paid $422.  North Carolina residents averaged $664 per year. 
 
Fortunately, you can take several steps to bring down the cost of your own homeowners policy, short of packing up and moving:
Read More »

 

5 Reasons Why Auto Accidents Are on the Rise
3/8/2017

According to the National Safety Council, traffic deaths increased 6 percent to 40,200 — the first time since 2007 that more than 40,000 have died in motor vehicle crashes in a single year.The 2016 total follows a 7 percent rise in 2015. Much of this is attributed to continued lower gasoline prices and an improving economy which has increased motor-vehicle mileage. 

Read More »