Life Insurance Quote

We offer a wide variety of term and permanent life insurance policies including those that provide discounted rates for nonsmokers and people with good health histories. Let us help select the right policy for you.

Term Life Insurance

Protection for a specified period of time. Initial low cost. Ideal for covering a specific need. Convertible to permanent life insurance.

Permanent Life Insurance

Protection for your entire life. Flexible premiums and coverage amounts. Competitive interest rates in a tax-deferred environment. Accessibility to cash values. Unique policy guarantees.

Ask us about:

Accelerated Benefit Option*
Enables a terminally ill person to gain access to funds while still living.

Safety Benefit*

Provides additional funds if you die in an auto accident while wearing a seat belt.

*Subject to state approval and product availability.

Life Insurance Quote

Fill out the preliminary form below and an agent will contact you. If you prefer to give information over the phone, fill out the highlighted areas only and an agent will contact you. We will not distribute your name, e-mail, phone or address to others.

Name*
Address
 
City
State
Zip
Home Phone
Work Phone
Email Address*
Date of Birth
Do you use tobacco in any form? Yes
No
Amount of Coverage Desired?
Type of Coverage Desired? Term Life
Universal Life
* required fields
Click here to view Terms & Conditions
I have read the terms & conditions and I agree to be bound by those terms and conditions
 
 
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What's New

Claims and Your Insurance Rates
10/24/2017

When is it time to contact your auto insurance or home insurance agent to file a claim?

You might be thinking, "Whenever my car or house has been damaged, like by an accident, or a disaster." But deciding whether to file a claim can be a complex process. In some cases, a claim may cause an insurance company to raise your rates.  In other instances, a claim could land your name in a database that might make it difficult to get or maintain coverage in the future.  Before you file a claim, make sure you completely understand how it will impact your future premiums and insurability.
 
Claims that spike premiums
 
Certain types of home insurance claims are more likely to trigger an increase in premiums. They include:
 
1. Dog Bites
 
2. Water Damage
 
3. Slip-and-Fall Claims
 
"The whole point of insurance is to make good on a loss, to make individuals whole again," says Claire Wilkinson, the editor of Terms + Conditions, the blog of the New York-based trade group the Insurance Information Institute. However, many people fear that filing insurance claims will cause them to be "blackballed" by insurance companies, resulting in higher premiums, loss of coverage and difficulties obtaining new insurance. And in some cases, they might be right.  Read more here:
Read More »

 

What You Should Know About Rental Car Insurance
8/1/2017
There are some very serious contractual gaps in coverage for rental vehicles. Even if you purchase their Collision Damage or Physical/ Loss Damage Waivers, many rental car contracts exclude the following:
  • Theft of the Vehicle
  • Tolling, or Turning the Vehicle Over
  • Lease Gap coverage
  • Loss of Use
  • Glass, Tire and Undercarriage Damage
  • Animal Collision
  • Flood and Hail Damage
  • Damage above the Windshield
  • Individuals who rent personal vehicles for extended periods and do not have a Personal Auto policy in force
  • Drivers who rent, and do not own another vehicle insured elsewhere, need to be expecially careful here
Read More »

 

5 Ways to Control Rising Homeowners Insurance Premiums
6/10/2017
Just as with real estate values, location rules when it comes to homeowners insurance costs. According to the National Association of Insurance Commissioners, the average annual U.S. premium was $842 in 2015, the most recent year for which figures are available. Floridians paid the highest rates, averaging $1,534 a year, while at the opposite end of the spectrum, homeowners in Idaho paid $422.  North Carolina residents averaged $664 per year. 
 
Fortunately, you can take several steps to bring down the cost of your own homeowners policy, short of packing up and moving:
Read More »