Commercial Renewal Review

Please answer each of the following questions, even if we do not currently write a particular line of business. The review will only take a few minutes, and will make certain your valuable possessions are properly covered.

Contact Information
First Name*
Last Name*
Email Address*
* required fields
Coverages
The purpose of the following questions is to establish your desires in the event of a loss. Your policy may already provide coverage for some of these areas.
If an employee stole money from your business, would you want it paid back? Yes
It's not something I am concerned about
Do you have any key employees that, in the event of their death, you would require time and money to replace? Yes
It's not something I am concerned about
If your company were to be sued for $1,000,000 more than your business liability limits—where would you want the money to come from? I don't know
It's not something I am concerned about
Do you have computer or other electronic equipment you would want replaced in the event lightning hit your building? Yes
No
If a loss caused your business to shut down for an extended period, would you need money to continue salaries or other business expenses? Yes
It's not something I am concerned about
General Questions
Has your employee payroll changed? Yes No
How many employees do you currently have?
What are your gross receipts?
Have you added any new drivers? Yes No
Have you paid off any of your vehicles? Yes No
Have you had any change in ownership? Yes No
Have you purchased any new equipment? Yes No
Have you added a burglar alarm or other security devices? Yes No
If you had a chronic illness or disability that left you unable to care for yourself for an extended period of time, where would the money come from? I don't know
It's not something I am concerned about
Other Policies
In order to properly protect your assets, it is important that we have complete information about your total account. Please list any policies, including personal auto, homeowners and group health, written with other agents.
Feedback
Has anyone in our office provided exceptional service over the last year. If yes, please tell us about it.
If we have provided value to you over the last year, we might also be able to help your friends and neighbors. Who would you suggest we contact?
Click here to view Terms & Conditions
I have read the terms & conditions and I agree to be bound by those terms and conditions
 
 
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What Our Customers Say!

"Jennifer, please accept my gratitude for everything you do for me as it relates to my insurance needs. You do an outstanding job and you represent Wilson Insurance Services very professionally.  You are clearly a trusted advisor to me."

Bill Stallings, Commercial Real Estate Lending

Read what others have to say.

What's New

Claims and Your Insurance Rates
10/24/2017

When is it time to contact your auto insurance or home insurance agent to file a claim?

You might be thinking, "Whenever my car or house has been damaged, like by an accident, or a disaster." But deciding whether to file a claim can be a complex process. In some cases, a claim may cause an insurance company to raise your rates.  In other instances, a claim could land your name in a database that might make it difficult to get or maintain coverage in the future.  Before you file a claim, make sure you completely understand how it will impact your future premiums and insurability.
 
Claims that spike premiums
 
Certain types of home insurance claims are more likely to trigger an increase in premiums. They include:
 
1. Dog Bites
 
2. Water Damage
 
3. Slip-and-Fall Claims
 
"The whole point of insurance is to make good on a loss, to make individuals whole again," says Claire Wilkinson, the editor of Terms + Conditions, the blog of the New York-based trade group the Insurance Information Institute. However, many people fear that filing insurance claims will cause them to be "blackballed" by insurance companies, resulting in higher premiums, loss of coverage and difficulties obtaining new insurance. And in some cases, they might be right.  Read more here:
Read More »

 

What You Should Know About Rental Car Insurance
8/1/2017
There are some very serious contractual gaps in coverage for rental vehicles. Even if you purchase their Collision Damage or Physical/ Loss Damage Waivers, many rental car contracts exclude the following:
  • Theft of the Vehicle
  • Tolling, or Turning the Vehicle Over
  • Lease Gap coverage
  • Loss of Use
  • Glass, Tire and Undercarriage Damage
  • Animal Collision
  • Flood and Hail Damage
  • Damage above the Windshield
  • Individuals who rent personal vehicles for extended periods and do not have a Personal Auto policy in force
  • Drivers who rent, and do not own another vehicle insured elsewhere, need to be expecially careful here
Read More »

 

5 Ways to Control Rising Homeowners Insurance Premiums
6/10/2017
Just as with real estate values, location rules when it comes to homeowners insurance costs. According to the National Association of Insurance Commissioners, the average annual U.S. premium was $842 in 2015, the most recent year for which figures are available. Floridians paid the highest rates, averaging $1,534 a year, while at the opposite end of the spectrum, homeowners in Idaho paid $422.  North Carolina residents averaged $664 per year. 
 
Fortunately, you can take several steps to bring down the cost of your own homeowners policy, short of packing up and moving:
Read More »