Winston Salem Insurance. Auto Insurance, Personal Insurance, Group Insurance, Commercial Insurance, Life Insurance, Liability Insurance

What Our Customers Say!

"I wanted to let you know what outstanding customer service I experienced today. Jennifer Wakefield contacted me because she had been notified that I purchased a new car and had not yet reported it on my auto policy. At the time I purchased the car, the dealership assured me they would be contacting your agency to make the switch and to verify that I had certain levels of coverage. Imagine my dismay to learn that five weeks had gone by, and this call had not been made! Jennifer took care of all the loose ends for me and was very kind and responsive throughout all of our communications.

I have had Home, Auto and Umbrella Liabilty coverage through your agency for four years. Every time I contact your staff, I am blown away by how helpful and kind everyone is, and how consistent your service remains, regardless of who I am speaking with. You have a fantastic team of employees. Keep up the great work!"

Meghan Claffey Cline, MHS - Nutritional Interventionist, Wake Forest University

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What's New

Eight Celebrities Who Got Their Start in Insurance

5/3/2012

For some, a job in insurance is a career. For others, it's a starting point that can open the doors to other opportunities. And for others still, it's both.

The eight celebrities featured in this article represent all three. From a now-celebrated composer who worked in insurance his whole life and went unnoticed in the music world until after his death, to an Olympic hero who worked in insurance to help fund the training that helped him win, to a Pulitzer-winning poet who declined literary positions to stick with his executive-level job in insurance, these celebrities are all members of the insurance family.

NC Ranks in Top Five Least Expensive States for Auto Insurance

3/30/2012

Louisiana has the most expensive car insurance rates in the nation, followed by Oklahoma and Michigan, according to data from the National Underwriter's survey of premiums for 2012 models.

Those states were also in the top three in 2011 and 2010.

Car insurance rates are cheapest in Maine, followed by Iowa and Wisconsin.

High rates usually cannot be pinned on a single cause. Rather, a variety of unfortunate circumstances combined to make insurance bills more painful in some states:

FBI warns of New Email Banking Scam

3/30/2012

Some crafty criminals are aiming to steal one of the most valuable pieces of your personal property: your banking information.

In a new warning, the Federal Bureau of Investigation warns account holders of a new spam email scheme that involves a type of malware called "Gameover." The scheme involves fake emails from the National Automated Clearing House Association, the Federal Reserve or the FDIC. These messages attempt to trick recipients into clicking on a link to resolve some type of issue with their accounts or a recent ACH transaction. Once you click on the link, Gameover takes over your computer, and thieves can steal usernames, passwords and your money.

The FBI also warns the thieves' hacking capabilities can navigate around common user authentication methods banks use to verify your identity, which is certainly a cause for concern. Those additional authentication steps -- often personal questions, birth dates or other pieces of private information -- are meant to provide some extra security padding.


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Coverages
The purpose of the following questions is to establish your desires in the event of a loss. Your policy may already provide coverage for some of these areas.
If an employee stole money from your business, would you want it paid back?	Yes It's not something I am concerned about
Do you have any key employees that, in the event of their death, you would require time and money to replace?	Yes It's not something I am concerned about
If your company were to be sued for $1,000,000 more than your business liability limits—where would you want the money to come from?	I don't know It's not something I am concerned about
Do you have computer or other electronic equipment you would want replaced in the event lightning hit your building?	Yes No
If a loss caused your business to shut down for an extended period, would you need money to continue salaries or other business expenses?	Yes It's not something I am concerned about

General Questions
Has your employee payroll changed?	Yes No
How many employees do you currently have?
What are your gross receipts?
Have you added any new drivers?	Yes No
Have you paid off any of your vehicles?	Yes No
Have you had any change in ownership?	Yes No
Have you purchased any new equipment?	Yes No
Have you added a burglar alarm or other security devices?	Yes No
If you had a chronic illness or disability that left you unable to care for yourself for an extended period of time, where would the money come from?	I don't know It's not something I am concerned about

Other Policies
In order to properly protect your assets, it is important that we have complete information about your total account. Please list any policies, including personal auto, homeowners and group health, written with other agents.

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