Commercial/Business Quote

Whether your business is large or small, we have a variety of programs to meet your goals. We can tailor a program to cover your specific situation.

Competitive Rates

We represent several companies that have developed special programs which have low rates and extended coverage for the most businesses they cater to.

Loss Control Programs

We represent companies that will come into your business, evaluate your current conditions and recommend ways to cut losses.

Quick Claims Response

Automated claims systems allow adjusters immediate access to claims information, letting them bring quick resolution to your claim.

Business Insurance Quote

Fill out the preliminary form below and an agent will contact you. If you prefer to give information over the phone, fill out the contact information only and an agent will contact you. We will not distribute your name, e-mail, phone or address to others.

Contact Information
Business Name
Contact Name*
Address*
 
City*
State
Zip
Business Phone*
Business Fax
Best time to call
Email Address*
* required fields
Current Insurance Information
Company Name
(not agency)
Policy Expiration Date
Premium Amount
Type of Coverage you currently have
If Other
(Please Specify)
About your Business
Number of full-time employees
Number of part-time employees
How long in business
How many locations
Annual Sales/Gross Receipts
Annual Payroll
Please give a brief description of your business and clientele
Coverage Information
Please select the type of coverage you want
If Other
(Please Specify)
Please give any additional comments you feel appropriate for this quotation. If you have additional information where there was not enough space, please enter it here.
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What Our Customers Say!
Fletcher, I wanted to just send you a note to let you know how thankful we are to Linda Welborn for all of her work on our homeowner's and auto policies. This is the first time I can honestly say that someone took the time to explain the different levels of insurance to me and discuss what we actually needed, rather than what they wanted to sell me. I learned so much from this experience! In addition to the "education" she provided, she provided a proposal to us very quickly and was able to finalize everything in a very timely manner. We are thrilled to be working with your team going forward! Sincerely, Laura Blythe
Laura Blythe

Read what others have to say.

What's New

Claims and Your Insurance Rates
10/24/2017

When is it time to contact your auto insurance or home insurance agent to file a claim?

You might be thinking, "Whenever my car or house has been damaged, like by an accident, or a disaster." But deciding whether to file a claim can be a complex process. In some cases, a claim may cause an insurance company to raise your rates.  In other instances, a claim could land your name in a database that might make it difficult to get or maintain coverage in the future.  Before you file a claim, make sure you completely understand how it will impact your future premiums and insurability.
 
Claims that spike premiums
 
Certain types of home insurance claims are more likely to trigger an increase in premiums. They include:
 
1. Dog Bites
 
2. Water Damage
 
3. Slip-and-Fall Claims
 
"The whole point of insurance is to make good on a loss, to make individuals whole again," says Claire Wilkinson, the editor of Terms + Conditions, the blog of the New York-based trade group the Insurance Information Institute. However, many people fear that filing insurance claims will cause them to be "blackballed" by insurance companies, resulting in higher premiums, loss of coverage and difficulties obtaining new insurance. And in some cases, they might be right.  Read more here:
Read More »

 

What You Should Know About Rental Car Insurance
8/1/2017
There are some very serious contractual gaps in coverage for rental vehicles. Even if you purchase their Collision Damage or Physical/ Loss Damage Waivers, many rental car contracts exclude the following:
  • Theft of the Vehicle
  • Tolling, or Turning the Vehicle Over
  • Lease Gap coverage
  • Loss of Use
  • Glass, Tire and Undercarriage Damage
  • Animal Collision
  • Flood and Hail Damage
  • Damage above the Windshield
  • Individuals who rent personal vehicles for extended periods and do not have a Personal Auto policy in force
  • Drivers who rent, and do not own another vehicle insured elsewhere, need to be expecially careful here
Read More »

 

5 Ways to Control Rising Homeowners Insurance Premiums
6/10/2017
Just as with real estate values, location rules when it comes to homeowners insurance costs. According to the National Association of Insurance Commissioners, the average annual U.S. premium was $842 in 2015, the most recent year for which figures are available. Floridians paid the highest rates, averaging $1,534 a year, while at the opposite end of the spectrum, homeowners in Idaho paid $422.  North Carolina residents averaged $664 per year. 
 
Fortunately, you can take several steps to bring down the cost of your own homeowners policy, short of packing up and moving:
Read More »