Personal Services

Winston Salem Auto Insurance Service

We can help you with all of your personal insurance needs. We are here to help you protect your assets and find the right coverage at the best value.


Next to your home, your automobile is often the most expensive piece of property you own. As a result, it is important to seek the best value when buying your insurance. To ensure that you have the proper protection, there are a number of ways that you can reduce the cost of your auto premiums while obtaining the coverage you need.


Choosing higher deductibles for collision and comprehensive coverage is an easy and cost-effective way to lower your auto insurance bill. In many cases, the premium savings realized by switching to a higher deductible may be enough to offset the cost difference of an increased deductible in just a few years.


  • Multi-policy:
    By insuring your auto and home with Erie Insurance, you will receive a discount on your auto premium as well as your homeowners insurance premium.
  • Multi-car:
    If you insure two or more cars with Erie Insurance and they are owned and used by the individual and/or relatives living in the same house, you receive a discount.
  • Safe driver:
    New policyholders who are claims and violation-free may be eligible for an additional discount.
  • Pay plan:
    By paying your premium in full by your effective date or within 60 days, you will receive a discount.
  • PERC:
    Long-term, claims-free drivers receive additional discounts.

Ask about the discounts you can get for having your home and automobiles insured with the same company.


Whether you live in a suburban Colonial or a two-story townhouse, we can help protect your home. Our agency offers a variety of home insurance policies to choose from, and these plans can be tailored to suit your individual needs and budget.

Our HomeProtector policies (homeowners in North Carolina) come with a full complement of standard features that cover your home, personal property and other structures. These policies also include coverage for liability protection, loss of use and medical payments to others in the event someone is injured in your home.

You may also take advantage of higher deductibles, and you may qualify for discounts and credits to reduce your insurance premiums. Or, you can add endorsements to your policy to broaden the nature of the protection provided even further.


Wilson Insurance Services shops from among hundreds of top rated life insurance companies to get you the very lowest term life insurance rates. We also shop these same companies for the best offers if you if you need whole life or universal life insurance.


Wilson Insurance Services offers an array of competitive group health insurance programs. Contact us to discuss your options regarding the procurement of group health coverage.

Long Term Care

Long Term Care Insurance is not for everyone. It is for those inividuals who desire to protect their assets against the steep costs ($50,000 to $100,000 annually depending on needs and location of care) associated with Long Term and Nursing Home Care.

This personal, assisted living care is not currently covered by health insurance. Statistics show that 50% of those over 65 years of age will utilize this type of care in the future. Consideration of long term care coverage should be a part of every comprehensive retirement plan. The younger you are the less this coverage costs. Exploring your options now gives you the freedom to choose what type of care suits you down the road. You can choose to stay at home or go to a nursing facility with the comprehensive plans available.

You owe it to yourself and loved ones to look into this coverage. We offer professional counseling, a diverse choice of plans, and financially stable companies. Contact us to discuss your options.


If you become disabled and cannot work, who will pay your bills? Statistics show that 35% of all individuals in the workforce will become disabled for a period of time that exceeds 2 weeks during their working career. Disability insurance helps replace the income you lose when you become disabled. We have competitive pricing through excellent companies who can provide you with this coverage. Contact us to discuss your options.

Personal Forms

Get a Life Insurance Quote
Get a Home/Condo Owner's Quote
Get an Automobile Insurance Quote
Get a Personal Review
Report a Personal Claim
Report a Home/Condo Owner's Claim

What Our Customers Say!

"Jennifer, please accept my gratitude for everything you do for me as it relates to my insurance needs. You do an outstanding job and you represent Wilson Insurance Services very professionally.  You are clearly a trusted advisor to me."

Bill Stallings, Commercial Real Estate Lending

Read what others have to say.

What's New

What You Should Know About Rental Car Insurance
There are some very serious contractual gaps in coverage for rental vehicles. Even if you purchase their Collision Damage or Physical/ Loss Damage Waivers, many rental car contracts exclude the following:
  • Theft of the Vehicle
  • Tolling, or Turning the Vehicle Over
  • Lease Gap coverage
  • Loss of Use
  • Glass, Tire and Undercarriage Damage
  • Animal Collision
  • Flood and Hail Damage
  • Damage above the Windshield
  • Individuals who rent personal vehicles for extended periods and do not have a Personal Auto policy in force
  • Drivers who rent, and do not own another vehicle insured elsewhere, need to be expecially careful here
Read More »


The Five Costliest Traffic Tickets for Auto Insurance

Those whirling blue lights in the rearview mirror usually mean just one thing: It's traffic ticket time. The worse the violation, the more your car insurance costs may rise because it's more likely you'll be considered a bigger risk to the insurer.  Rack up a combination of the nastiest violations plus a few accidents, and insurers may even refuse to cover you, says Loretta Worters, spokeswoman for the Insurance Information Institute, a trade group.

It boils down to matching the premium you pay to your risk as a customer, says State Farm spokesman Dick Luedke. "Sometimes you get lucky and violate (traffic laws) a lot and don't get caught, and sometimes you do it once, and you are caught," he says. "That's why we use all sorts of other things to measure risk as well." So it's tough to say how much your insurance premiums will rise per violation. Different insurers calculate premium costs differently, Worters says. With the help of experts, including J. Robert Hunter, insurance director for the Washington, D.C.-based Consumer Federation of America, we now identify what are considered the five worst traffic violations for your insurance bills:
Read More »


What Car Insurance Covers, and What it Doesn't...

Understanding exactly what your car insurance covers is a crucial part of owning a vehicle, but experts say few consumers are fully informed on their auto policies. According to a 2012 survey by the National Association of Insurance Commissioners (NAIC), more than half of Americans don't know basic facts about auto insurance, and only 45% feel confident making decisions about it.

Here are six things you need to know about how well your car is protected:

Read More »