Winston Salem Insurance. Auto Insurance, Personal Insurance, Group Insurance, Commercial Insurance, Life Insurance, Liability Insurance

What Our Customers Say!

Wilson Insurance Services consistently responds to all of my insurance needs. They are real, caring people. Linda, Dee, Jennifer, Bobbi and Fletcher are experienced professionals. They are not just a voice on the other end of the phone somewhere. They are truly a fantastic, service-centered Insurance Agency.

Angela Johnson Howell

Read what others have to say.

What's New

Why every Board of Directors should carry D&O Insurance

12/3/2019

Directors & Officers Liability insurance provides coverage for your own “wrongful act” while performing duties as a Director of Officer of the insured entity, or the "wrongful acts" of other board members.

Why Do You Need Director’s & Officers Liability Insurance?

While an organization is legally permitted to cover the costs incurred as a result of personal liability stemming from the activities performed on behalf of the organization, this ability, called indemnification, may not apply to every situation. The director or officer may become personally liable in their duties performed for the organization.

What You Should Know About Rental Car Insurance

11/13/2019

There are some very serious contractual gaps in coverage for rental vehicles. Even if you purchase their Collision Damage or Physical/ Loss Damage Waivers, many rental car contracts exclude the following:

Theft of the Vehicle
Tolling, or Turning the Vehicle Over
Lease Gap coverage
Loss of Use
Glass, Tire and Undercarriage Damage
Animal Collision
Flood and Hail Damage
Damage above the Windshield
Individuals who rent personal vehicles for extended periods and do not have a Personal Auto policy in force
Drivers who rent, and do not own another vehicle insured elsewhere, need to be expecially careful here

5 Types of Cyber Criminals and How to Protect Against Them

11/3/2019

Understanding the types of cyber criminals and their techniques can help protect your organization from a data breach. Here are some common threats and steps a business can take:


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Let's say you were driving to work tomorrow, had an accident, you were at fault, and there was $100,000 in damages - would you want your policy to pay all damages?	Yes It's not something I am concerned about
Let's say you had a few glass claims, would you prefer to pay for them out-of-pocket, or would you prefer for your insurance premiums to go up?	Pay for them out of pocket Rather pay a higher premium and have it covered
If you had damage to your car, would you rather have a lower deductible for less out-of-pocket, or would you prefer to lower your premiums by choosing a higher deductible?	I would rather have a lower deductible I would rather reduce my premiums
How many licensed drivers are in your household?
In the event of death, would you want loans on any of your vehicles paid?	Yes No

Homeowners
Do you have any jewelry you would want replaced if it were lost on vacation?	Yes No
If you had damage to your home, would you rather have a lower deductible for less out-of-pocket, or would you prefer to lower your premiums by choosing a higher deductible?	I would rather have a lower deductible I would rather reduce my premiums
Have you made any improvements or additions to your home over the past year?	Yes No
If you had a sewer backup and your carpet were ruined, would you want it replaced?	Yes It's not something I am concerned about
In the event of death, would you want the mortgage on your home paid?	Yes No I do not have a mortgage

Recreational Vehicles
Do you have any licensed vehicles such as boats or snow mobiles that you would want replaced in the event of an accident?	Yes No

General Questions
Do you have any income producing hobbies?	Yes No
Do you have any collections, such as guns or art?	Yes No
Do you have a vacation home or rental properties?	Yes No
Do you have an inventory of all your household possessions?	Yes No
Do you do any work at home for your employer?	Yes No
Have you made any major purchases during the past year?	Yes No
Have you added a burglar alarm or other security devices?	Yes No
If you live in an area frequented by flood, earthquakes or earth movement, would you want losses covered for these disasters?	Yes It's not something I am concerned about
Let's say you were involved in an accident in your car, or someone hurt them selves on your property, and you were sued for $1,000,000. Where would you want the money to come from?	My insurance policy It's not something I am concerned about
If you had a chronic illness or disability that left you unable to care for yourself for an extended period of time, where would the money come from?	I don't know It's not something I am concerned about

Other Policies
In order to properly protect your assets, it is important that we have complete information about your total account. Please list any policies, including personal auto, homeowners and group health, written with other agents.

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Has anyone in our office provided exceptional service over the last year. If yes, please tell us about it.
If we have provided value to you over the last year, we might also be able to help your friends and neighbors. Who would you suggest we contact?
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