Commercial Renewal Review

Please answer each of the following questions, even if we do not currently write a particular line of business. The review will only take a few minutes, and will make certain your valuable possessions are properly covered.

Contact Information
First Name*
Last Name*
Email Address*
* required fields
Coverages
The purpose of the following questions is to establish your desires in the event of a loss. Your policy may already provide coverage for some of these areas.
If an employee stole money from your business, would you want it paid back? Yes
It's not something I am concerned about
Do you have any key employees that, in the event of their death, you would require time and money to replace? Yes
It's not something I am concerned about
If your company were to be sued for $1,000,000 more than your business liability limits—where would you want the money to come from? I don't know
It's not something I am concerned about
If a disgruntled employee sued you for an alleged wrongful termination, would you want your policy to cover it? Yes
No
Do you have computer or other electronic equipment you would want replaced in the event lightning hit your building? Yes
No
If a loss caused your business to shut down for an extended period, would you need money to continue salaries or other business expenses? Yes
It's not something I am concerned about
General Questions
Has your employee payroll changed? Yes
No
How many employees do you currently have?
What are your gross receipts?
Have you added any new drivers? Yes
No
Have you paid off any of your vehicles? Yes
No
Have you had any change in ownership? Yes
No
Have you purchased any new equipment? Yes
No
Have you added a burglar alarm or other security devices? Yes
No
If you had a chronic illness or disability that left you unable to care for yourself for an extended period of time, where would the money come from? I don't know
It's not something I am concerned about
Other Policies
In order to properly protect your assets, it is important that we have complete information about your total account. Please list any policies, including personal auto, homeowners and group health, written with other agents.
Feedback
Has anyone in our office provided exceptional service over the last year. If yes, please tell us about it.
If we have provided value to you over the last year, we might also be able to help your friends and neighbors. Who would you suggest we contact?
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What Our Customers Say!
Several months ago we had a flood in our home due to a defective valve in our guest bathroom. Needless to say we came home to a disaster. We immediately contacted our agent, Linda Welborn. Right on the spot she gave us the name and phone number of a company to call (Disaster One). They came out that evening (around 11:30pm) and worked through the following morning around 6:30am. They did an outstanding job! We were so impressed with their "sense of urgency" and "expertise" we assigned all of our repairs to their company. The insurance adjuster(Erie Insurance) cut no corners when it came to replacing damaged items. They issued repair orders on things we weren't even aware we needed to look for. They too did a great job in getting everything processed quickly. It's great to have such a Professional agent who treats us like we are her only customer. I have been so impressed with her outstanding customer service that I refer many people to your agency because of the great care and attention she gives to her customers. Thank you Linda for your outstanding service! We look forward to working with you in the years to come.
Linda Martinez, Merfin Systems, LLC

Read what others have to say.

What's New

What You Should Know About Rental Car Insurance
8/1/2017
There are some very serious contractual gaps in coverage for rental vehicles. Even if you purchase their Collision Damage or Physical/ Loss Damage Waivers, many rental car contracts exclude the following:
  • Theft of the Vehicle
  • Tolling, or Turning the Vehicle Over
  • Lease Gap coverage
  • Loss of Use
  • Glass, Tire and Undercarriage Damage
  • Animal Collision
  • Flood and Hail Damage
  • Damage above the Windshield
  • Individuals who rent personal vehicles for extended periods and do not have a Personal Auto policy in force
  • Drivers who rent, and do not own another vehicle insured elsewhere, need to be expecially careful here
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5 Ways to Control Rising Homeowners Insurance Premiums
6/10/2017
Just as with real estate values, location rules when it comes to homeowners insurance costs. According to the National Association of Insurance Commissioners, the average annual U.S. premium was $842 in 2015, the most recent year for which figures are available. Floridians paid the highest rates, averaging $1,534 a year, while at the opposite end of the spectrum, homeowners in Idaho paid $422.  North Carolina residents averaged $664 per year. 
 
Fortunately, you can take several steps to bring down the cost of your own homeowners policy, short of packing up and moving:
Read More »

 

5 Reasons Why Auto Accidents Are on the Rise
3/8/2017

According to the National Safety Council, traffic deaths increased 6 percent to 40,200 — the first time since 2007 that more than 40,000 have died in motor vehicle crashes in a single year.The 2016 total follows a 7 percent rise in 2015. Much of this is attributed to continued lower gasoline prices and an improving economy which has increased motor-vehicle mileage. 

Read More »